Mr. Morrison serves as the President & Chief Executive Officer, Towne Financial Services Group since October 2022. He previously served as the Chairman and Chief Executive Officer of the TowneBank Mortgage and Realty Group since the merger of Monarch Financial Holdings, Inc. ("Monarch") with TowneBank in 2016 to 2022. Before that, he served as Chief Executive Officer of Monarch Mortgage from 2011 until the merger with TowneBank. Mr. Morrison has over 30 years of banking experience and has previously served as Chief Operating Officer and Chief Credit Officer at local community banks. He has served on the boards of several prominent community and educational organizations. Mr. Morrison's experience, leadership, and skills in the financial and mortgage lending industries are critical in leading our mortgage division and bring significant value to our Board